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Categories Corporate
Free Textbook

English Insurance Contract Law

by Malcolm Clarke
84
Language:  English
This book explains the English law regulating the meaning and validity of the arrangements whereby people provide against the possibility of events that might adversely affect their person or property
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Description
Content

Insurance is the principal device whereby western societies respond to events adversely affecting people through injury or property damage. People pay for ‘cover’, a contract with an insurance company , whereby the insurer agrees to indemnify people on the occurrence of such an event in return for a periodic payment called premium. This book explains the English law regulating these insurance contracts.

  1. Insurance Contracts Defined
    1. Introduction
    2. Description
    3. Contracts to distinguish from Insurance
  2. Insurable Interest: Life
    1. Introduction
    2. Persons with an Insurable Interest
  3. Insurable Interest: Property
    1. Introduction
  4. Third Party Rights
    1. Introduction
    2. The Contracts (Rights of Third Parties) Act 1999
    3. Agency
    4. Commercial trustees
    5. The Third Parties (Rights Against Insurers) Act 1930
    6. The Third Parties (Rights against Insurers) Act 2010
    7. Road Traffic Act 1988
  5. Agency
    1. Introduction
    2. Authority
    3. Ratification
    4. Liability
  6. Contract Formation
    1. Applications
    2. Contract conclusion
    3. Contracting at Lloyd’s
    4. Interim Insurance
  7. Premium
    1. Introduction
    2. Non-payment
    3. No return of premium
  8. The Policy
    1. Introduction
    2. Content
    3. Interpretation
    4. Context
  9. Cover
    1. Cover and Loss
    2. Subject-matter
    3. Insured events
  10. Exceptions To Cover
    1. Introduction
    2. Leading Exceptions
    3. Unenforceable Exceptions
  11. Warranties
    1. The Nature and Function of Warranties
    2. The Absolute Nature of Warranties
    3. Construction of Warranties
    4. Continuing (Promissory) Warranties
    5. Breach of Warranty
  12. Misrepresentation
    1. Introduction
    2. Inducement
    3. Remedies
  13. Disclosure
    1. Introduction
    2. Disclosure
    3. Material Fact
    4. Knowledge
    5. Waiver of Disclosure by Insurers
    6. Breach
    7. Fair presentation
  14. Illegal Insurance
    1. Introduction
    2. Illegality
  15. Claims
    1. Introduction
    2. Proof
    3. Faulty Claims
    4. Fraudulent Claims
    5. Waiver
    6. Claims Enforcement
  16. Indemnity
    1. Introduction
    2. Loss Assessment
  17. Payment And Non- Payment
    1. Introduction
    2. The Time of Payment
    3. Mode of Payment
    4. The Payee
    5. Settlement of Claims
    6. Non-payment
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About the Author

Malcolm Clarke

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