Skip navigation

Bookboon.com Download free eBooks and textbooks

Choose a category

Banking: An Introduction

Banking: An Introduction
4.7 (31 reviews)
ISBN: 978-87-403-0596-8
1 edition
Pages : 144
  • Price: 49.50 kr
  • Price: €5.99
  • Price: £5.99
  • Price: ₹110
  • Price: $5.99
  • Price: 49.50 kr
  • Price: 49.50 kr

Download for FREE in 4 easy steps...

We are terribly sorry, but in order to download our books or watch our videos, you will need a browser that allows JavaScript.
After entering your email address, a confirmation email will be sent to your inbox. Please approve this email to receive our weekly eBook update. We will not share your personal information with any third party.
eLib
Unlock your organization's learning potential
See Demo

Corporate eLibrary

Discover our employee learning solutions

This is a Premium eBook

Bookboon Premium - Gain access to over 800 eBooks - without ads

You can get free access for a month to this - and 800 other books with the Premium Subscription. You can also buy the book below

  • Start a 30-day free trial. After trial: 39.99 kr p/m
  • Start a 30-day free trial. After trial: €5.99 p/m
  • Start a 30-day free trial. After trial: £4.99 p/m
  • Start a 30-day free trial. After trial: ₹299 p/m
  • Start a 30-day free trial. After trial: $3.99 p/m
  • Start a 30-day free trial. After trial: 39.99 kr p/m
  • Start a 30-day free trial. After trial: 39.99 kr p/m
eLib
Unlock your organization's learning potential
Click here!

Corporate eLibrary

Discover our employee learning solutions

About the book

  1. Description
  2. Content

Description

This book presents an introduction to private sector banking (as opposed to central banking). Banks are at the very centre of the financial system. They act as intermediaries between all the four sectors of the economy) and all other financial intermediaries. They are also at the very centre of the money market, the market for short-term debt and deposits, marketable and non-marketable, and the interbank markets. They also create the all-important payments system. The banks are unique in that they are able to create new money (by new bank lending), and this is so because money is whatever is generally accepted as the means of payments / medium of exchange: bank deposits (notes and coins make up a minor part of the money stock). Because of this, and other reasons (moral hazard, for example) banks are also inherently unstable, and require robust regulation and supervision. Also because of this, banks are the target of monetary policy implementation.

Content

  1. Essence of banking
    1. Learning outcomes
    2. Introduction
    3. The financial system
    4. Principles of banking
    5. The balance sheet of a bank
    6. Bibliography
  2. Money creation
    1. Learning objectives
    2. Introduction
    3. What is money?
    4. Measures of money
    5. Monetary banking institutions
    6. Money and its role
    7. Uniqueness of banks
    8. The cash reserve requirement
    9. Money creation does not start with a bank receiving a deposit
    10. Money creation is not dependent on a cash reserve requirement
    11. Is “money supply” a misnomer?
    12. The money identity and the creation of money
    13. Role of the central bank in money creation
    14. How does a central bank maintain a bank liquidity shortage?
    15. Bibliography
  3. Risk in banking
    1. Learning outcomes
    2. Introduction
    3. The concept of risk
    4. Interest rate risk
    5. Market risk
    6. Liquidity risk
    7. Credit risk
    8. Currency risk
    9. Counterparty risk
    10. Operational risk
    11. Bibliography
  4. Bank models & prudential requirements
    1. Learning outcomes
    2. Introduction
    3. Bank models
    4. Rationale, objectives & principles of regulation
    5. Prudential requirements
    6. Bibliography
  5. Endnotes
This website uses cookies to improve user experience. By using our website you consent to all cookies in accordance with EU regulation.